PERA General/Coordinated Plan

PERA General/Coordinated Plan

In Minnesota, PERA provides retirement and disability benefits for public employees including police officers, firefighters, and corrections officers.

Who is eligible?

Members of the general or coordinated plan may be eligible for duty disability benefits if they are unable to work because of a physical or mental disability, have more than three years of public service, and are less than full retirement age at the time of disability.

To qualify for disability benefits, your disability must be judged to be total and permanent. This means that you are unable to engage in any substantial, gainful activity for at least one year.

What is a disability benefit?

A disability benefit is based upon your total years of service and your salary for the highest-five years of service. You are eligible to receive 1.7% for each year of service, multiplied by your average salary.

In addition, there are certain offset provisions that you must be aware of when you enter into reemployment and/or receive workers’ compensation benefits.

Why do I need a lawyer?

I always recommend that a PERA member speaks to an attorney prior to applying for disability benefits. Osterbauer Law Firm has filed hundreds of PERA applications on behalf of injured workers and they know how to coordinate your PERA and workers’ compensation benefits to maximize the total amount of money you will receive from all sources.

For more information, or to schedule a free consultation, please contact Osterbauer Law Firm.

If you have questions about a PERA general/coordinated plan, talk to the team of experienced PERA lawyers at Osterbauer Law Firm. We can assist you at any stage. Whether you are in the Twin Cities (Minneapolis & St. Paul), Rochester, Duluth or Greater Minnesota, we will help you. Give our office a call today at 612-334-3434 or contact us online today for a free initial consultation, and we can arrange a free consultation to discuss your case.

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Frequently Asked Questions

PERA is the Public Employees Retirement Association, and it is administered by the individual state. PERA is automatically provided for any non-elected public employees in the state of Minnesota that meet the eligibility and salary requirements.
MSRS is the Minnesota State Retirement Systems, and it is a pension and disability program that provides coverage to state employees. It offers different plans for various jobs, including legislative staff, judges, and elected state officers. While both MSRS and PERA offer similar benefits, they are designed to provide retirements and disability benefits for different classifications of employees.
No. Individuals can file PERA disability benefits without the need for an attorney. However, if the claim is denied, retaining an attorney through the appeals process is an important consideration.
Any individual denied disability benefits through PERA has the option to go through the appeals process. There are specific timelines and steps that have to be taken, including a petition for review, followed by the possibility of an appeal hearing before the Board. It can also go to the Court of Appeals if denied at the Board hearing level.
Information on PERA plans for different employment types and categories can be found on the PERA website. Additional information can also be provided by the PERA attorneys at Osterbauer Law Firm.
In most situations, individuals can receive both PERA and workers’ compensation benefits. There is a limit on the combination of the two, which is set at the current salary or the position salary at the time of the disability. Should this combination exceed these limits, the PERA payment is reduced to prevent exceeding this limit.

PERA is the Public Employees Retirement Association. It is a state association that manages the retirement and other benefits to eligible employees throughout the state.

In most cases, employees drawing their retirement (PERA) will be responsible for taxes on that income in the year in which it is paid to the employee.

Employees contributing to PERA can withdraw money from their retirement plan as long as they are no longer working in the public sector. However, employees need to be aware that early withdrawal of funds can result in penalties and increased tax liability for that year.

It is possible to claim both PERA and workers’ compensation at the same time. There are considerations to make, particularly if the workers’ compensation settlement is paid out over the long term rather than in a lump sum. Both PERA and workers’ compensation benefits can be impacted based on the specifics of the case.

Yes, contact the legal team at Osterbauer Law Firm, and we can discuss the specifics of your case. We also handle workers’ compensation and PERA claims for many of our clients, making it easy to deal with one legal team.