Workplace injuries can cause medical costs, lost income, and future uncertainty. An attorney understands their life-changing impact and works to protect your rights and secure the benefits you deserve. If you have been injured on the job, your financial recovery depends on obtaining fair workers’ compensation settlements in Minneapolis. Follow these steps to strengthen your claim and ensure you receive the compensation you rightfully deserve.
Step 1: Report Your Injury Immediately
Delaying the injury report is one of the most common mistakes injured workers make.
This could compromise your claim or cause delays.
As you document your injury, be sure to:
- Describe specifically when and how the damage happened.
- Discuss any symptoms you felt.
- Request to get a copy of the report.
A skilled attorney ensures that employers fulfill their legal obligation to document your injuries and provide the relevant workers’ compensation claim forms.
Step 2: Seek Medical Attention and Keep Records
Tell your doctor that your damage is related to your job so they may appropriately record it. Your medical records will be key evidence in securing your workers’ compensation settlement. Keep copies of:
- Medical reports and diagnoses
- Prescriptions and treatment plans
- Doctor’s notes on work restrictions
If an insurance company disputes your injury or treatment, strong medical documentation can strengthen your case.
Step 3: File Your Workers’ Compensation Claim Correctly
Your company should send the claim to its insurance provider. If your company fails to do this, you can file the claim by yourself with the Minnesota Department of Labor and Industries. Many employees consult workers’ compensation lawyers in Minneapolis, as the process might be complex and require proper completion of all documentation. After looking over your claim, the insurer will either approve or reject benefits. If the insurer approves, they may cover your medical bills, lost income, rehabilitation, and handicap benefits. If the claim is denied, you have the right to appeal.
Step 4: Handle Claim Denials and Disputes
Unfortunately, insurance companies discount or reject valid claims. Insurance companies would argue that either your injury is not work-related or it is not severe enough for compensation. If the insurance company denies your claim, you have the right to file an appeal. If necessary, workers’ compensation lawyers can assist you in gathering additional evidence, negotiating with insurance companies, and representing you in hearings.
Step 5: Strengthen Your Workers’ Compensation Settlement
Insurance companies offer less than you deserve, hoping you’ll accept a low amount. To get the most from your settlement:
- Consult a legal advisor to value your claim fully.
- Never take the first offer without legal advice.
- Make sure all future and present medical expenses are covered.
A legal advisor aggressively negotiates on your behalf to secure the compensation you deserve, not just what the insurer offers.
Osterbauer Law Firm: Advocating for Injured Workers
We specialize in assisting injured workers through the claims process, challenging refused claims, and negotiating fair workers’ compensation settlements to guarantee you the benefits you deserve.
Visit Osterbauer Law Firm to take charge of your claim and guarantee the compensation you rightfully deserve.
