Getting hurt at work can turn your world upside down in an instant. One moment you’re going about your regular duties, and the next you’re dealing with pain, medical bills, and the overwhelming question: “What do I do now?”
If you’ve suffered a workplace injury in Minnesota, you’re probably feeling lost about where to begin with the workers’ compensation process.
Here’s the good news:
You have rights, and there’s a clear path forward. Filing a workers’ compensation claim doesn’t have to be a nightmare if you know the right steps to take. Keep reading and you’ll soon be able to file a workers’ comp claim without a hitch in Minnesota. We’ll also share why you need a workers’ comp lawyer near Minneapolis for your claim.
Step 1: Report Your Injury Immediately
Time is not on your side when it comes to workplace injuries. Minnesota law requires you to report your injury to your employer within 30 days, but don’t wait that long. Report it immediately, even if the injury seems minor at first.
Reporting a work-related accident is one of the first things you should do after an incident. As soon as you’re able to tell your supervisor, manager, or HR department about the incident right away.
It’s also smart to make sure you get the details in writing. Some injuries don’t show symptoms immediately, and what feels like a small ache today could become a serious problem tomorrow.
Step 2: Seek Medical Attention Right Away
Your health comes first — always. For this reason, you should get medical care immediately, even if your employer suggests waiting or downplays the injury. Minnesota workers’ compensation law allows you to choose your own doctor for treatment, which is your right as an injured worker.
Keep detailed records of all medical appointments, treatments, and expenses. These documents become crucial evidence for your claim. Don’t let anyone pressure you to avoid medical care or to return to work before you’re ready.
Step 3: Document Everything Thoroughly
Start building your case from day one by documenting every detail. Take photos of the accident scene, your injuries, and any hazardous conditions that contributed to the incident. Write down exactly what happened while the memory is fresh in your mind.
Collect contact information from any witnesses who saw the accident occur as their statements can provide valuable support for your claim later.
Keep copies of all paperwork, medical records, and correspondence related to your injury. These will be useful for when you contact your work injury lawyer in Minnesota.
Step 4: File Your Official Claim
Your employer should provide you with workers’ compensation claim forms, but if they don’t, you can get them from the Minnesota Department of Labor and Industry. Fill out these forms completely and accurately because any mistakes or omissions could delay your benefits.
Submit your claim promptly. While you have up to three years to file in Minnesota, waiting too long can hurt your case. Insurance companies often look for reasons to deny claims, and delays give them ammunition.
Step 5: Follow Up on Your Claim Status
Don’t assume everything is moving forward smoothly after you file. Insurance companies have 30 days to accept or deny your claim in Minnesota. If they deny it, you’ll receive a denial letter explaining their reasons.
Keep track of all deadlines and requirements. Missing important dates can jeopardize your entire claim. Stay in regular contact with the insurance adjuster handling your case but remember — they don’t work for you.
Step 6: Return to Work When Medically Appropriate
Your doctor (not your employer or the insurance company) should determine when you’re ready to return to work. If you can only handle light duties, make sure this limitation is clearly documented in your medical records.
Minnesota law protects you from retaliation for filing a workers’ compensation claim. Your employer cannot fire you, demote you, or treat you differently because you got hurt at work and filed a claim.
Why You Need a Work Injury Lawyer in Minnesota
The workers’ compensation system can be complex and intimidating. Insurance companies have teams of lawyers working to minimize payouts, and you deserve someone fighting for your interests too.
A qualified workers comp lawyer near Minneapolis understands the ins and outs of Minnesota’s workers’ compensation laws. As a trusted workers’ compensation law firm in St. Paul, we know the common tactics insurance companies use to deny or reduce claims, and we’re prepared to counter them effectively.
At our workers compensation law firm near St. Paul, we’ve seen how proper legal representation can make the difference between a denied claim and full benefits. We handle the paperwork, negotiate with insurance companies, and fight for the maximum compensation you deserve.
Your Rights Matter
You shouldn’t have to choose between your financial security and your health.
The sooner you get experienced legal help, the better your chances of a successful outcome. We understand the physical, emotional, and financial toll a workplace injury takes on you and your family.
Contact our workers compensation law firm in St. Paul today to schedule a consultation and start your comeback journey.