An occupational injury can be devastating, leading to uncertainty, growing medical expenses, and missed income. An expert attorney’s dedication lies in helping injured workers secure their rightful benefits. Fortunately, Minnesota law guarantees other benefits, pays for income replacement, and gives access to medical treatment. Knowing your rights about injury at work in Minnesota will help you secure your compensation. Allow the advocate to walk through the process in your best interests.
Understanding Your Workers’ Compensation Benefits
Minnesota’s workers’ compensation laws ensure financial and medical support for injured employees through employer-provided insurance. Here’s what you’re entitled to:
- Full Medical Coverage: From emergency to long-term rehabilitation, all required treatments are covered.
- Lost Wage Protection: Temporary total (TTD) or partial (TPD) disability benefits help restore lost income.
- Permanent Injury Compensation: If your injury leads to lasting impairment, you may receive PPD or PTD benefits.
- Family Support in Tragic Cases: Survivor benefits provide financial stability for dependents after a fatal workplace injury.
An experienced attorney can fight for the benefits you deserve.
Essential Steps to Take After a Workplace Injury
Protecting your rights about injury at work in Minnesota starts with quick and decisive action:
- Report the Injury ASAP: Notifying your company right away will help to protect your claim from delays.
- Prioritize Medical Care: Give medical care a priority; even small injuries can worsen; seek treatment and maintain records as important proof.
- Ensure Your Claim is Filed: Make sure your claim is filed; if your company does not send a report of your injury, you are entitled to file one yourself.
- Stick to Your Treatment Plan: Insurance companies often look for non-compliance as a reason to deny claims. Follow the doctor’s instructions to amplify your claim.
- Get Legal Backup: If your claim is denied, delayed, or undervalued, an attorney can guarantee you receive the full benefits you deserve.
Can You Sue Your Employer for a Workplace Injury?
In most cases, Minnesota’s workers’ compensation system limits the ability to sue employers for workplace injuries. However, there are a few key exceptions:
- Intentional Harm: Legal action may be pursued if an employer intentionally causes an injury.
- Third-Party Liability: If a subcontractor, equipment manufacturer, or negligent driver contributes to an injury, a personal injury claim may be pursued.
An evaluation can determine whether further legal action is feasible.
What if Your Workers’ Compensation Claim is Denied?
Even with a valid claim, insurance companies often deny benefits to protect their bottom line. Common reasons include:
- Employer Disputes: Claiming the injury never occurred at the workplace.
- Minimized Injury: Insurers contend the damage is not serious enough.
- Missed Deadlines: Late filings could cause automatic denials.
- Lack of Medical Evidence: Insufficient medical evidence and incomplete paperwork compromise the claim.
A denial isn’t the end; you have the right to appeal. A skilled attorney can challenge the decision, strengthen your case, and fight for the benefits you deserve.
Protect Your Future – Get the Legal Help You Deserve
A professional attorney lets injured workers concentrate on recovery while safeguarding their rights. Osterbauer Law Firm has a great deal of expertise in managing workplace injury claims and advocating for the compensation injured workers deserve. If an injury sustained at work affects your life, refuse to accept less. Protect your rights, defend your benefits, and begin your road toward recovery. Getting the benefits you are due depends on knowing your rights about injury at work in Minnesota.
Contact Osterbauer Law Firm for a consultation to begin your journey toward fair compensation.
