While you are on leave from work due to a workplace injury, you can receive government benefits if you qualify. In a time of financial need, these benefits can help you get by until you can return to work.
Which Government Benefits Are Available?
In addition to workers’ compensation benefits through your employer’s insurance company, you may qualify for other government programs:
- Social Security Disability Insurance (SSDI)
- Supplemental Security Income (SSI)
- Nutritional assistance
- State and local programs
What Is SSDI?
Social Security Disability Insurance, or SSDI, assists people who have limited income and assets. To qualify, you also must have a disability, not have enough money to meet your basic needs, and have worked for a certain length of time. Unfortunately, many people on workers’ compensation leave qualify for SSDI.
SSDI is a federal government program. You must submit an application and wait a short time to find out if you are approved. If you are receiving workers’ compensation benefits while also receiving SSDI, the government will reduce your SSDI payments.
What Is SSI?
Supplemental Security Income, or SSI, is available even if you have not worked for a certain length of time. You must have a disability and meet income and assets requirements like for SSDI. This is also a federal government program for which some people on workers’ compensation leave may qualify.
Other Programs
Further, you may qualify for nutritional assistance (such as SNAP or food pantries) if you have a low income while on leave. Some states and cities have additional programs available for help with housing, clothing, and other basic needs. If you are struggling while recovering from a workplace injury, seek out assistance so you can get by.
Need help getting workers’ compensation for your injury? Joe Osterbauer, Esq. and the Osterbauer Law Firm stand up for injured Minnesota workers’ rights. Joe’s 27 years of workers’ compensation experience and his team’s speedy service combine to get clients the results they need. To schedule a free consultation, visit Osterbauer Law Firm online or call Joe’s office at (612) 334-3434.
